Foreign Service Benefit plan

Caring For Your Health Worldwide®

Health and Wellness Resources

Save more, spend less.

The Foreign Service Benefit Plan comes with wellness resources and value-added programs  to make it easier to take charge of your health.

Care Management Program

A team of health care professionals works with you and your health care providers to plan quality care.

FSBP Wellness Programs ​

Learn more about our wellness programs and incentives to help you maintain a healthy lifestyle.

Healthy Pregnancy Program

Helping you make the right delivery plan for you and your baby.

Smoking Cessation Program

Win the fight against tobacco.

Utilization Management

What is it? How does it work? Find out more here.

Maternal Wellness

Complete any of the following steps to earn a Maternal wellness reward:

Wellness rewards questions?

Call us at 1-800-638-8432 (TTY: 711) for more information on wellness incentives

Qualified Medical expenses

Types of medical expenses incurred by you or your covered dependents include, but are not limited to:

Have questions? We’re here.

We’re here to assist you every step of the way with your health care needs.

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*To monitor the availability of funds in your Wellness Incentive Fund Account, visit the Plan’s website (RCBPhealth.com), and then select “Your Aetna Member Website.” Once you log in, look for the Stay Healthy tab, select “Health and Wellness” and proceed. Please allow up to eight weeks after completion for the incentive to show in your account. Members can submit a claim for reimbursement of a qualified medical expense. The wellness incentive account reimbursement claim form can be found at RCBPhealth.com in “Official Plan Documents” under the Member Resources section.

To receive your incentive for any of the above noted healthy actions (other than the biometric screening), you must submit the required documentation by December 31st of the calendar year to the following address:
RCBP, P.O. Box 14079 Lexington, KY 40512-4079

Members ages 18 or older can earn financial incentives through participation in the Health Risk Assessment, Biometric Screening and Wellness Incentive’s Programs. These incentives are deposited into a Wellness Fund Account and can be used by any covered family member. They’re available once per calendar year.

Note: RCBP members are limited to $400 per person per calendar year. 

Wellness incentive rewards are available for reimbursement for Qualified Medical Expenses as defined by IRS Code 213(d). These expenses include, but are not limited to, services you or your covered dependents incur, medical plan deductibles, diagnostic services covered by your plan, long-term care premiums, health insurance premiums if you’re receiving Federal unemployment compensation, physician prescribed over-the-counter drugs, LASIK laser eye surgery, and some nursing services. If you enroll in Medicare, you can use the account to pay Medicare premiums. For a detailed list of IRS-allowable expenses, request a copy of IRS Publication 502. To do so just call 1-800-829-3676, or  visit the IRS website and click on “Forms and Publications.” Note: Although physician prescribed over-the-counter drugs are not listed in the publication, they are reimbursable from your Wellness Fund Account.

Note: If you are enrolled in a Flexible Spending Account (FSA) and wellness incentives have been deposited into your Wellness Fund Account, you may not receive reimbursement for the same medical expense from both your Wellness Fund Account and your FSA. If a medical expense is covered under both your Wellness Fund Account and your FSA, your Wellness Fund Account will be used first. You may receive reimbursements from your FSA for medical expenses that are covered by both your Wellness Fund Account and your FSA only after the funds in your Wellness Fund Account have been used up.