Generally, if you’re retired and have Medicare Parts A and/or B as your primary coverage, it’s not necessary to select an In-Network provider. However, you will not receive In-Network benefits for any services that Medicare does not cover when you choose an Out-of-Network provider.

Your relationship with your provider is important. We understand the importance of having confidence in your health care provider. You’ve built a trusting relationship and you want to keep it. Yet you can save by using an In-Network provider. That’s why we make it easy for providers to join our network.

To find out if your provider already participates in our network, search our electronic directory at:

If your provider is not in our network, have your provider visit and select the appropriate channel to get started. We’ve streamlined the process to help ensure a smooth transition. Once they’re officially a participating provider, they’ll receive recommended resources.