The Foreign Service Benefit Plan (FSBP) offers an Aetna Medicare Plan (PPO) designed exclusively for FSBP retirees. This plan features enhanced benefits for members who have Medicare Parts A and B as their primary coverage and reside in the 50 United States. FSBP Aetna Medicare Advantage will give you access to retiree-focused benefits, award-winning customer service, and value-added programs. 

How the plan works

You’ll have $0 deductibles, copayments and coinsurance for most medical care. With FSBP — Aetna Medicare Advantage, members will get additional benefits and added programs that aren’t included with the FSBP High Option for no additional FEHB premium.

  • $900 Medicare Part B premium reduction for eligible members
  • Added programs like SilverSneakers® and Healthy Home Visits
  • $0 deductible and coinsurance for medical care
  • Prescriptions as low as $0 (be sure to check the formulary to confirm your cost for your prescription)


View Plan Details

New for 2024 – FSBP – Express Scripts Medicare® Prescription Drug Plan (PDP) If you have Medicare A and or B as your primary coverage and have not opted into the FSBP – Aetna Medicare Advantage Plan , you’ll automatically be enrolled in our FSBP – Express Scripts Medicare® PDP under Medicare Part D. Your new prescription drug plan will start January 1, 2024. The new PDP plan will offer lower or equal prescription copayments than your current prescription benefit. Your medical coverage will not change. You are still covered under FSBP through the Federal Employees Health Benefits (FEHB) Program if you continue to pay your FSBP premium.

Learn more about the new FSBP – Express Scripts Medicare® Prescription Drug Plan (PDP).

Aetna Medicare is an PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area.

SilverSneakers is a registered trademark of Tivity Health, Inc.© Tivity Health, Inc. All rights reserved. Resources For Living is the brand name used for products and services offered through the Aetna group of subsidiary companies. Out-of-network/non-contracted providers are under no obligation to treat plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. The formulary, provider and/or pharmacy network may change at any time. You will receive notice when necessary. Aetna Medicare’s pharmacy network includes limited lower cost, preferred pharmacies in applicable areas. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, members please call the number on your ID card, non-members please call 1-855-338-7027 (TTY: 711) or consult the online pharmacy directory. Members who get “Extra Help” are not required to fill prescriptions at preferred network pharmacies in order to get Low Income Subsidy (LIS) copays. For mail-order, you can get prescription drugs shipped to your home through the network mail-order delivery program. Typically, mail-order drugs arrive within 10 days. You can call 1-866-241-0357 (TTY: 711) Monday – Friday 8AM – 8PM ET if you do not receive your mail-order drugs within this timeframe. Members may have the option to sign-up for automated mail-order delivery. Participating physicians, hospitals and other health care providers are independent contractors and are neither agents nor employees of Aetna. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. Medicare rules don’t allow earned rewards to be used for Medicare-covered goods or services, including medical or prescription drug out-of-pocket costs. Earned rewards may not be used to pay for medical copays, prescription costs, or any other Medicare covered good or services. Earned rewards may also not be used on alcohol, tobacco or firearms or be converted to cash.

All trademarks and logos are the intellectual property of their respective owners.

Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Incentive-based activity awards will only be given for completing select wellness programs as determined by the plan sponsor.


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